Job Description
Description
RESPONSIBILITIES
Accurately prepare loan requests and loan renewal write-ups; including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity
Complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements
Accurately spread financial statements and tax returns and analyze historical performance
Assist in the preparation of annual reviews of existing clients upon receipt of updated financial information
Monitor financial statement requirements, loan covenants, and borrowing base certificates and communicate findings to lender and manager. Prepare pertinent reports, tracking financial information and receipt thereof.
Participate in identifying, measuring, monitoring, controlling, and mitigating credit risk of the commercial loan portfolio
Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports, costar, RMA)
Accompany Commercial Lenders on calls and inspections, and assist with presenting loan requests to approvers as needed
Assist in loan review cycle and with classified asset reporting
Attend and participate in department meetings as necessary
Maintain orderly and up to date credit files
Maintain ownership for all accepted tasks
Take a proactive approach to learning and career development
Understand and promote the bank's credit culture and credit policies
Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
Deliver a consistent, high level of service within our Serving More standards
Other duties as assigned
COMPETENCIES
Interpersonal/Customer Service Skills
Written and Verbal Communication
Ability to understand and follow directions
Adaptable to change
Basic Computer Skills
Analytical Thinking
Ability to work as part of a team
SCHEDULE
Office hours are Monday through Friday 8am to 5pm. This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. Generally the position will require 40+ hours per week.
A flexible work arrangement is available for this position. The position will require some scheduled onsite hours. Please speak to the hiring manager for more information.
EDUCATION - CERTIFICATIONS - WORK EXPERIENCE
BA/BS, Business Management required
BA/BS, Finance / Accounting or other concentrations considered with 2+ years relevant experience
Park National Corporation is an Equal Opportunity Employer. It is the policy of the Bank to hire well-qualified people. An integral part of this policy is to provide equal employment opportunity for all persons for employment. It is also part of our policy to recruit and administer hiring, working conditions, benefits, privileges of employment, compensation, training, appointments for advancement including promotions and transfers, and terminations of employment for all associates without discrimination because of race, color, religion, citizenship, national origin, sex, age, veteran status, or handicap.
