OH0523 Independence Bus Office
Job Description
The C & I Commercial Relationship Manager II is responsible for serving as a trusted business advisor to clients and providing a full breadth of banking solutions to meeting their financial objectives and needs while also establishing a network of referral sources and Centers of Influence with regular calling efforts to generate new business opportunities. The C & I Commercial Relationship Manager II is also responsible for managing a portfolio of relationships, ensuring an exceptional client experience, while appropriately managing risk, credit quality, servicing, etc. in accordance with Northwest standards and in partnership with a portfolio management team.
Essential Functions* Develop and expand existing commercial banking relationships* Prospect actively and successfully bring in new relationships to Northwest* Engage with the various product partners on a regular basis to discuss cross selling opportunities and referrals to expand and deepen client relationships* Achieve and exceed budget goals as assigned individually and by region* Actively participate in community and professional networking events* Develop meaningful "Centers of Influence" relationships* Establish and maintain an ongoing prospect list, and a set calling and meeting schedule for prospects, existing clients, and COIs* Encourage existing clients to provide ongoing referrals for all types of products and services, and clients and their employees to maintain their personal banking at Northwest* Manage a commercial loan portfolio of both credit and noncredit clients* Make loan presentations and recommendations to Credit, team leaders, and senior line of business managers as required* Partner with credit and portfolio management to ensure annual reviews and line of credit renewals are completed on a timely basis* Ensure noncredit clients have appropriate treasury management and other related commercial services, and risk ratings are appropriate* As required, collect on delinquent accounts* Analyze financial statements and related credit material to stay apprised of client performance and assess risk on a continuous basis in conjunction with Portfolio Management* Complete loan closings in partnership with Portfolio Management* Ensure all credit files include current financial statements, agency reports, etc. in partnership with Portfolio Management, compliance with Northwest policies and procedures, and with Federal and State regulations* Participate in continued sales, product and credit training
Preferred Education and Experience
*Bachelor's Degree in Business, Accounting, Finance, Economics, or Marketing
* 5-6 years of account relationship experience
*5-6 years experience consistently delivering strong sales performance
Additional Knowledge, Skills, and Abilities
*Comprehensive knowledge and understanding of C & I lending, loan servicing, and credit and non-credit products
*Strong negotiating skills in terms loan structure and pricing
*Knowledge and understanding of risk management
*Excellent verbal, written, and interpersonal communication skills
*Ability to multitask and effectively prioritize responsibilities
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
