Portfolio Analyst - Staff - Credit Analysis
Bank Plaza, Wheeling WV
Upper Ohio Valley
Bachelor's Degree required; Accounting and Finance major preferred.
2-4 years of accounting or finance experience preferred
Ability to interpret financial statements, perform cash flow and personal financial statement analysis, and determine borrower capacity to meet financial covenants preferred.
A minimum of two years of banking or lending administrative support experience preferred.
The Portfolio Analyst will work as a member of the Bank's Credit Risk Management Department and have responsibility for assisting in the monitoring of the Bank's commercial loan portfolio. Primary duties will include conducting line of credit and annual portfolio reviews, testing financial performance covenants, and actively assisting lending staff in obtaining customer financial information and administering the associated monitoring software. Other duties include spreading and analysis of financial statements, generation of activity reports for management review, and preparing necessary modifications or waivers.
Consideration for location will be: Bank Plaza, Wheeling, WV; Sabraton, Morgantown, WV; Ellwood City, Ellwood City PA; and Henderson Road, Columbus OH.
CUSTOMER SERVICE SKILLS:
Willingness to provide a level of service which will clearly differentiate us from our competitors.
Professional demeanor in appearance, interpersonal relations, work ethic and attitude.
Capable of handling research and special projects.
Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees and bank customers.
Detail-oriented and self-motivated to complete tasks in an efficient and timely manner.
Ability to coordinate and/or manage multiple tasks in various stages.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Work under the supervision of the Portfolio Analyst Supervisor.
Collect Financial and other information necessary to review existing loans, and assist Bankers in contacting customers to obtain additional information.
Spread financial statements upon receipt.
Ability to perform commercial line of credit renewals and annual reviews of term loans in conjunction with Bankers and other individuals.
Test financial performance covenants and coordinate processing of necessary loan modifications or waivers.
Maintain integrity of date input into Bank reporting systems and generation of activity reports.
Establish relationships with lenders and administrative assistants to assist in managing the commercial loan portfolio.
Provide timely responses to questions from lending officers and other personnel.
Handle all matters in a professional and confidential manner.
Perform other duties as may be assigned.
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
WesBanco is an Equal Opportunity, AA Employer. EOE/Minority/Female/Disabled/Veteran