Meet with applicants to interview, review and evaluate loan requests, including loan alternatives, credit criteria, interest rates, and necessary loan documentation
Analyze and evaluate loan requests and prepares written submission for consideration by the appropriate loan approval authority
Process preliminary documentation on commercial loan requests
Monitor and review construction and development loans
Identify business leads and prospects for future opportunities, including providing general Bank information and cross selling services
Assist commercial lending personnel as needed
Identify problems or potential problems with credit information and coordinate with the necessary party to resolve the problems
Assist in review of construction loan advances on commercial properties and conducts property inspections as assigned
Follow up on all mature loans
Assist in the collection of delinquent accounts, charged off loans, and loan workouts
Individually and if applicable, as a manager, participate in identifying, measuring, monitoring, controlling and mitigating departmental and enterprise-wide risks
Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
Deliver a consistent, high level of service within our Service Excellence standards
Other duties as assigned
DESIRED KNOWLEDGE, SKILLS AND ABILITIES
Excellent oral and written communication skills
Solid interviewing skills
Organized and able to multi-task with attention to detail
Able to meets deadlines on a consistent basis
Can adapt quickly and professionally to changing priorities
Demonstrated analytical and decision-making skills
Capacity to work independently, be self-motivated and adapt well to change
Office hours are Monday through Friday 8am to 5pm. This position is exempt and full time. The expected hours for full-time salary exempt positions is 44-48 per week. A minimum of 40 hours is required. Periodic evenings, weekends, and overtime may be required throughout the year.
Bachelors or better in Business Administration or related field.
High School or better.
Bachelor Degree in business or related field or an equivalent combination of training and work experience, with at least 5 or more years of lending experience
Park National Corporation is an Equal Opportunity Employer. It is the policy of the Bank to hire well-qualified people. An integral part of this policy is to provide equal employment opportunity for all persons for employment. It is also part of our policy to recruit and administer hiring, working conditions, benefits, privileges of employment, compensation, training, appointments for advancement including promotions and transfers, and terminations of employment for all associates without discrimination because of race, color, religion, citizenship, national origin, sex, age, veteran status, or handicap.