Live Chat

Agncy Bnkng Com Prtfolio Mgr 2 Job in Seville, Ohio US

Agncy Bnkng Com Prtfolio Mgr 2

Ohio Farmers Insurance Company - Seville, OH

Posted: 8/11/2022 - Expires: 11/9/2022

Job ID: 245647529


Job Description

Agency Banking Commercial Portfolio Manager 2 Job Summary
The Agency Banking Commercial Portfolio Manager 2 performs the portfolio review, analysis, and reporting along with other activities in support of lender's portfolios.  Constructs, prepares, and presents financial reports and credit summary memos that comply with Bank standards. Responsible for representing Westfield Bank to current and potential external customers for the purpose of developing commercial loans and deposits. Networks within the business/civic communities to create sales and business development opportunities.

Essential Functions (primary functions and/or reasons the job exists in order of importance)
1. Proactively reviews portfolio for line of credit renewals, future maturities, financial statement spreads, risk rating, covenant compliance testing, etc. Compiles with necessary information for approval.  Contacts borrowers to request current financial information if necessary.
2. Constructs, prepares, and presents financial reports and credit summary memos that comply with Bank standards.
3. Prepares and reviews weekly, monthly, and quarterly reports for bank leaders
4. Works with the Bank Leader(s) and Lender(s) to create and design flexible commercial lending solutions for customers. Assists bankers with underwriting process.
5. Represents Westfield Bank to current and potential external customers for the purpose of developing both commercial loans and deposits.
6. Meets with current and potential clients to understand the specific customer repayment ability, operating trends, financial support of credit, and other various financial indicators.
7. Networks within the business/civic communities to create new sales and business development opportunities for the full range of Westfield Bank services.
8. Participates, as needed, on calls to business and prospective clients and tracks activity in bank's  CRM system.
9. Establishes and maintains profitable customer relationships with business clients by providing financial advice and Bank solutions.
10. Utilizes prior banking/business experience, knowledge, understanding of cash flow, and asset/liability valuation to analyze and recommend loan requests and assists in setting loan pricing options.
11. Understands, respects, and complies with all laws, rules and regulations which govern Banking institutions.
12. Resolves difficult client situations (e.g. delinquent loans, turndowns).
13. Continually looks for opportunities to proactively upgrade and improve Bank administrative processes, technology, automation, and controls.
14. Maintains awareness, understanding, and compliance with the Bank's internal policies and procedures, laws and regulations appropriate for this position.
15. Provides assistance in response to regulatory and internal/external audit requests.
16. Travels in order to perform essential functions.

Desired Qualifications/Experience/Certification/Education (in order of importance)
1. 2+ years of commercial portfolio management experience.
2. 2+ years' experience in analyzing financial information (e.g. tax returns, credit bureaus, financial statements) including credit scoring tools/methodologies.
3. Experience with Microsoft Windows and Office (specifically utilizing Excel) or transferable software and including financial systems.
4. Must display a high level of initiative via an entrepreneurial spirit.
5. Experience multi-tasking and prioritizing work via previous work assignments.
6. Experience being accurate with a focus on attention to details via previous work assignments.
7. Experience creating solutions and solving problems.
8. Strong written, oral, and interpersonal communication skills including the ability to make presentations.
9. Bachelor's degree in accounting, finance, statistics, business or other related field or equivalent work experience.
10. Valid driver's license and a driving record that conforms to company standards.

Physical Requirements (specific to the role)
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
* Ability to work effectively in an office environment for 40+ hours per week (including sitting, standing and working on a computer for extended periods of time).
* Ability to communicate effectively in a collaborative work environment utilizing various technologies such as:  telephone, computer, web, voice, teleconferencing, e-mail, etc.
* Ability to travel as required.
* Ability to operate an automobile within the parameters of the driving policy.
* Ability to work weekends and evenings as needed.

This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

We are an equal opportunity employer/minority/female/disability/protected veteran.


Job Summary

Employment Type:
Full Time Employee
Job type:
Federal Contractor
Skill Based Partner:
Education Level:
Bachelor's degree
Work Days:
Mon, Tue, Wed, Thu, Fri
Job Reference Code
Licenses / Certifications:
Display Recommended WorkKeys®Recommended WorkKeys®: